Kowalik & Associates LLC is a financial services firm that takes a unique approach to financial planning. We believe that in addition to assessing risk tolerance and various investment options, we believe it is also important to find out your “money story”. This allows us a glimpse into how and why you spend and invest your assets, based on your history with money. Our holistic approach synthesizes financial planning with neurology, sociology, and psychology to give you a complete picture of your fiscal health.

In addition, Kowalik & Associates specializes in Financial Transitions Planning. This type of planning was created to fill a gap in the world of financial services. It was born out of the desire to identify and work through the struggles that cause problems during major life transitions, as well as to create ways to enhance transitions that are going well.

We encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to call us at (320) 257-8888. We look forward to hearing from you.